Long-Term Care

Even though you continue to enjoy good health as you age, you may need to pay for a nursing home, assisted living, or home health care one day. In fact, more than half of the U.S. population will require long-term care at some point in their lives.

Many people mistakenly believe that long-term care services will be covered by their health insurance plan or Medicare. They end up paying for long-term care services out of their own pocket, depleting a lifetime of savings. The national average annual cost for a semi-private room in a nursing home is $65,985.

Long-Term Care Insurance allows you to receive the long-term care services you need in your own home, a nursing home, an assisted care living facility, or a residential care facility.

If you're concerned about being financially secure during your retirement years, you owe it to yourself and your loved ones to protect yourself against what could be the greatest threat to your financial security: the cost of long-term care.

Long-Term Care plans are available from a number of quality insurance companies, including:

• Mutual of Omaha
• Genworth
• John Hancock
• Prudential

Click here for our long-term care quote form.